What is Ensign?

Value

Some of the lowest management charges in the industry.

A carefully chosen range of investment options.

All profits go back into Ensign.

Less red tape for employers.

Quality

Experienced Trustee Board.

Master Trust Assurance.

Highly skilled Executive Team and world-class partners.

Trusted by around 80 employers (and counting).

Flexibility

Choice for members over when and how to take benefits.

Accepts transfers from other pension schemes.

Ability to increase your voluntary contributions.

Keep the same pension pot, whether you move, leave or return.

Yours

Not-for-profit, which means no shareholders to pay.

Easy-to-use tools at your fingertips.

Always with member interests in mind.

Tailored financial advice and guidance (starting in 2018/19 scheme year).

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The Benefits – Why Ensign?

Good Governance

The scheme has good communications and is run by a trustee board with a significant track record in pensions and the maritime industry.

Ensign received its Master Trust Authorisation from The Pensions Regulator in September 2019. This status ensures that our scheme meets the highest standards.

Flexible Retirement Benefits

Ensign gives members flexibility and choice in how they receive their retirement benefits, allowing them to take cash, buy an annuity, or draw down income over a number of years.

Low Cost

As a ‘not for profit’ scheme, Ensign offers annual management charges that are well below those offered by most competitor schemes.

Online Tools

Members have access to a secure online portal allowing them to keep up-to-date with their contribution levels and investment returns, view plan information and documents, and use tools to help plan for retirement.

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Latest News

  • Ensign Flag

Ensign – transfer to Smart Pension

26th January 2023|

Ensign will be closing to future contributions and transferring its members and assets to Smart Pension over the Spring/Summer of 2023.

The maritime industry works hard to attract the next generation with exciting career opportunities and the very best employee benefits. Ensign is deservedly the go-to auto-enrolment compliant pensions provider for our industry. We provide the careers, they provide the pensions.
~
Bryan Hampson
Director, AW Crewing Services Limited

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